3 Easy Steps to Home Ownership

You don't have to be a mortgage expert to know where to begin. At Towne Mortgage of the Carolinas, we give you the resources to make your home financing experience a success. Whether you are looking to buy your first home, upsize or downsize your current home, or refinance, the mortgage experts at Towne Mortgage know how to get you started.

3 Easy Steps to Home Ownership

  1. Talk to a Towne Mortgage of the Carolinas Loan Officer
    Find out about the loan products, rates, and pricing that are available for your specific situation
  2. Pre-qualify for a Mortgage
    Once you know how much home you can afford, home shopping becomes a much easier process! 
  3. Apply Online
    When you have your property selected, it's time to complete the full loan application required by law. This will ask all of the detailed information that a loan officer needs to qualify you for a specific program.

We invite you to get started today with all of the mortgage tools you need at your fingertips. However, our personal touch is never more than a phone call away. Get started with on of our highly experienced Lending Managers. Our experience will make your experience better! 

Stefanie Bell Realtor, ABR

Stefanie Bell is a native Carolinian who graduated from Coastal Carolina College and Horry Georgetown. After college, Stefanie relocated to Los Angeles, CA where she used the knowledge she attained while in college to apply it to a highly challenging and competitive self-owned skin care business. Working with a multitude of demanding clients, Stefanie developed the insight of a highly experienced manager who fully understands sales and marketing and believes in being committed to the total satisfaction of a customer’s needs. Stefanie joined the Jim Allen Group in Spring 2002 as a New/Re-sale Home Buyer’s agent and Relocation Specialist. During that time, Stefanie developed the knowledge necessary …


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Realtor® Equal Housing Opportunity